I agree with Scott's Blog take on the importance of travel insurance or travel protection. (The new term for the same product.) He's right to the point.
I always recomemed travel protection for a couple's honeymoon getaway. It is a faction of the cost of the honeymoon vacation. Honeymoons are a big investment. If you can not travel for what ever reason.. and I can assure that the airlines do not care..You WILL lose your money. Unfortunately life happens even to people in love.
Andre Leavitt Time Travels inc